That’s right, WesternUnion WU offers $0 fees (No Fees) for transferring money from USA to many countries around the world. I did it transferring from my Bank in the USA to Vietnam Bank and indeed no fees, however the catch is it takes 3-7 days. If you want money immediately then may need to use Money in minutes cash pick up. For medium service you can use from bank to Cash to pick up, it takes 3 days though. However it is very important that you wait for official confirmation saying that your cash is ready for pick up at local Western Union branch, maybe give them a call first to be sure, you don’t want to go there and money is not ready or available.